WINONA, Minn. – A Winona man told police he paid almost $3,100 over the phone on an overdue Xcel energy bill but the payments didn’t show on his new monthly bill when it arrived. Police said it surely was a scam by a caller who had nothing to do wth Xcel but was probably in either Florida or Ohio. The victim sent three payments, all with a credit card: $2,000, $800 and $150.